04/17/2024

Cancer Care Providers Applaud Final Rule to Strengthen Health Insurance Standards

Rule Will Rein in Short-Term Limited Duration Plans

The Department of Health and Human Services (HHS), Department of Labor and the Treasury Department finalized a rule regulating the availability of short-term limited duration insurance (STLDI) plans. The rule would restrict the availability of these plans to no more than four months.

STLDI plans are exempt from most of the rules governing health coverage under the Affordable Care Act and can deny or charge people more for coverage based on their health status. These plans, which were originally intended to be a short-term bridge to comprehensive coverage, have left thousands of people with cancer, cancer survivors and their families purchasing barebones plans often without understanding how inadequate the coverage is until they have a serious health issue.

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